Read More

What’s Inside the Scammer’s Mind?

If you’ve ever been a victim of a scam, you know you don’t want it to happen to you again. Keep in mind, the Scammer looks for 3 things in their victim.

  1. YOU have a need that you are looking for, and the scammer is right there to help you fulfill that need.
  2. The scammer provides an immediate way to FIX YOUR PROBLEM or need.
  3. The scammer uses “FEAR-TACTICS” to make you act faster than you normally would.

Here is a list of scams that most people fall for. Don’t let your guard down, and take your time to do your due diligence, says Linda Webb, The Fraud Dog.

Doorstep scams

When someone comes to your door with the aim of scamming you out of your money. Or a fraudster may pose as an official in order to access your home and steal money and valuables. While there are many legitimate tradespeople and officials, it’s wise to be on your guard when you answer your door. Doorstep scammers can be pushy and persuasive and it can be easy to fall victim.

Courier scams

You are called on your landline by your bank and told that fraudsters have used your debit or credit card and it needs to be replaced. You call your bank, which confirms this. You are told to key in your pin number and hand over your card to a courier who will arrive soon. However, between receiving the call and dialling your bank you didn’t hear a dial tone and are actually still speaking to the scammers, who never disconnected the line.

Virus hoax

You are called by “Microsoft Windows Support” and told your PC has a virus or is running slowly. The problem can be solved remotely if you give them your credit card details and/or remote access to your PC.

Telephone debt

You are called by ‘The courts service’ and told you have defaulted on a debt for an expensive telephone preference service. You are asked for immediate payment over the phone and warned you will be disconnected and face arrest or a court summons if you refuse to pay. If you hang up, the fraudster will stay on the line so you’ll think your line has been disconnected.

Fake dates

You join a dating website and are contacted by an extremely good looking date who lives abroad. After starting an online romance the scammer asks for money for emergency bills.

Bad investments

You are cold-called and offered a once-in-a-lifetime opportunity to invest your life savings, for example in carbon credits, plots of land, fine wine or exclusive stocks and shares, which are certain to make you rich. Needless to say they are not.

Home maintenance

A trader offers you a cheap quote to pave your patio or driveway, carry out home maintenance or gardening services, or repair “unsafe” roof tiles. They demand an upfront cash payment to start or finish the job – then scarper with the money or make unreasonable charges for botched work.

Guaranteed loan

You are called or texted by a fraudster and invited to apply for a “guaranteed loan”. After you’ve given your personal information, including your bank details, you are told to pay an application fee.

Jury Summons

You are called by someone claiming to with the justice department or local court system indicating you failed to show up to jury duty, and now you have to pay a fine.

Unhealthy sales

You see an online advert for a free trial of slimming tablets or skin products. However, you unwittingly sign up for regular monthly payments which cannot be cancelled.

(c) here


RIM globeAbout Risk Integrity Management (RIM)

Our mission at RIM is to protect your company’s assets, lessen exposure, mitigate claims losses, reduce loss ratios, identify vulnerabilities, provide proactive control measures and deter fraudulent acts perpetrated against your company, its subsidiaries, and the customers to which you serve. Linda Webb, aka The Fraud Dog, is the Founder and CEO of Risk Integrity Management, LLC.


Report your fraud here!

Twitter BIRD  Follow @TheFraudDog on Twitter

Faebook F  Like TheFraudDog on Facebook


Print Friendly, PDF & Email