A Davenport woman was charged with second-degree arson and two counts of insurance fraud for intentionally setting fire to her home which is punishable by 5 years in prison if convicted. The woman was the last person in the home before the fire started. She submitted a sworn proof of loss and receipts to receive compensation for personal belongings.
Fraud Expert, Linda Webb, aka The Fraud Dog, says when a home owner faces foreclosure, sometimes they result to unscrupulous means, including arson. Arson is on the rise with an unpredictable economy. Business owners losing their businesses and home owners being evicted from their homes, probably never thought about torching their possessions for insurance money until now. Desperate times lead to desperate measures to obtain money. Arson can often times be one of the hardest crimes to prove in court, but arson investigators know just what to look for, especially when an unskilled fraudster tries to burn their possessions for the first time. Here’s another clue, most people who result to arson will save their most valued possessions, like pets, jewelry, and photographs says Linda Webb.